/* ============================================================
   RESET & BASE
============================================================ */

*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  --navy:         #0B1F3A;
  --navy-mid:     #153253;
  --navy-light:   #1D4070;
  --blue:         #1A56A0;
  --blue-mid:     #2568C0;
  --blue-light:   #EBF3FD;
  --blue-border:  #B8D4F2;
  --teal:         #0D8A6E;
  --teal-light:   #E3F5F0;
  --teal-border:  #9FD9CA;
  --gold:         #A86E10;
  --gold-light:   #FDF4E1;
  --gold-border:  #EDD08A;
  --green:        #1A7A42;
  --green-light:  #E8F5EE;
  --green-border: #96D9B0;
  --red:          #B83232;
  --red-light:    #FDEAEA;
  --red-border:   #F0AAAA;
  --slate-light:  #F7F9FB;
  --slate-mid:    #EEF1F6;
  --border:       #DDE4EE;
  --border-mid:   #C8D3E2;
  --text:         #111827;
  --text-mid:     #374151;
  --text-muted:   #6B7280;
  --text-light:   #9CA3AF;
  --white:        #FFFFFF;
  --bg:           #F0F4FA;
  --bg-soft:      #F8FAFD;
  --radius-sm:    6px;
  --radius:       10px;
  --radius-lg:    16px;
  --radius-xl:    22px;
  --shadow-sm:    0 1px 4px rgba(11,31,58,0.06);
  --shadow:       0 2px 14px rgba(11,31,58,0.08);
  --shadow-md:    0 4px 22px rgba(11,31,58,0.10);
  --shadow-lg:    0 8px 36px rgba(11,31,58,0.13);
  --font-sans:    'Inter', 'Segoe UI', system-ui, -apple-system, sans-serif;
  --font-display: 'Playfair Display', Georgia, serif;
  --transition:   0.18s ease;
}

html {
  scroll-behavior: smooth;
  font-size: 15px;
}

body {
  font-family: var(--font-sans);
  background: var(--bg);
  color: var(--text);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

img { display: block; max-width: 100%; }

a { color: inherit; text-decoration: none; }

button { font-family: var(--font-sans); }

/* ============================================================
   ANNOUNCE BAR
============================================================ */

.announce-bar {
  background: var(--blue);
  color: #fff;
  text-align: center;
  font-size: 12px;
  font-weight: 500;
  letter-spacing: 0.03em;
  padding: 9px 1rem;
  width: 100%;
}

/* ============================================================
   SITE HEADER
============================================================ */

.site-header {
  background: var(--navy);
  position: sticky;
  top: 0;
  z-index: 200;
  box-shadow: 0 2px 12px rgba(0,0,0,0.22);
  width: 100%;
}

.header-inner {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 1.5rem;
  height: 62px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.header-brand {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}

.brand-logo {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--blue-mid) 0%, var(--teal) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 2px 8px rgba(0,0,0,0.25);
}

.brand-logo-letter {
  font-family: var(--font-display);
  font-size: 20px;
  color: #fff;
  line-height: 1;
}

.brand-text {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.brand-name {
  font-size: 15px;
  font-weight: 700;
  color: #fff;
  letter-spacing: -0.01em;
  line-height: 1.2;
}

.brand-sub {
  font-size: 11px;
  color: rgba(255,255,255,0.4);
  font-weight: 400;
}

.header-right {
  display: flex;
  align-items: center;
  gap: 16px;
}

.header-contact {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
}

.header-contact-label {
  color: rgba(255,255,255,0.4);
}

.header-contact-link {
  color: #7EB6FF;
  font-weight: 500;
  cursor: pointer;
  transition: color var(--transition);
}

.header-contact-link:hover {
  color: #fff;
}

.header-badge {
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 20px;
  padding: 5px 14px;
  font-size: 11px;
  color: rgba(255,255,255,0.65);
  letter-spacing: 0.05em;
  text-transform: uppercase;
  white-space: nowrap;
}

@media (max-width: 600px) {
  .header-contact { display: none; }
  .header-badge   { display: none; }
}

/* ============================================================
   PROGRESS NAV
============================================================ */

.progress-nav {
  background: var(--navy-mid);
  border-bottom: 1px solid rgba(255,255,255,0.06);
  width: 100%;
}

.progress-inner {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 1.5rem;
  height: 48px;
  display: flex;
  align-items: center;
}

.prog-step {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  font-weight: 400;
  color: rgba(255,255,255,0.35);
  white-space: nowrap;
  transition: color var(--transition);
}

.prog-step.active {
  color: #fff;
  font-weight: 600;
}

.prog-step.done {
  color: #5CDAB2;
}

.prog-num {
  width: 23px;
  height: 23px;
  border-radius: 50%;
  border: 1.5px solid currentColor;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  flex-shrink: 0;
  transition: all var(--transition);
}

.prog-step.active .prog-num {
  background: var(--blue-mid);
  border-color: var(--blue-mid);
  color: #fff;
}

.prog-step.done .prog-num {
  background: var(--teal);
  border-color: var(--teal);
  color: #fff;
}

.prog-label {
  font-size: 12px;
}

.prog-line {
  flex: 1;
  max-width: 60px;
  height: 1px;
  background: rgba(255,255,255,0.12);
  margin: 0 10px;
}

/* ============================================================
   SCREENS
============================================================ */

.main-content {
  width: 100%;
  min-height: calc(100vh - 62px - 48px - 37px);
}

.screen {
  display: none;
  width: 100%;
}

.screen.active {
  display: block;
  animation: screenIn 0.3s ease;
}

@keyframes screenIn {
  from { opacity: 0; transform: translateY(10px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* ============================================================
   WELCOME — HERO SECTION
============================================================ */

.welcome-hero-section {
  background: linear-gradient(145deg, var(--navy) 0%, var(--navy-light) 60%, #1A4A8A 100%);
  padding: 5rem 1.5rem;
  position: relative;
  overflow: hidden;
  width: 100%;
}

.welcome-hero-section::before {
  content: '';
  position: absolute;
  top: -80px;
  right: -80px;
  width: 420px;
  height: 420px;
  border-radius: 50%;
  background: rgba(255,255,255,0.03);
  pointer-events: none;
}

.welcome-hero-section::after {
  content: '';
  position: absolute;
  bottom: -100px;
  left: -60px;
  width: 320px;
  height: 320px;
  border-radius: 50%;
  background: rgba(255,255,255,0.02);
  pointer-events: none;
}

.welcome-hero-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 4rem;
  align-items: center;
  position: relative;
  z-index: 1;
}

@media (max-width: 900px) {
  .welcome-hero-inner {
    grid-template-columns: 1fr;
    gap: 3rem;
  }
  .welcome-hero-graphic {
    display: none;
  }
}

.welcome-hero-content {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}

.welcome-pill {
  display: inline-flex;
  align-items: center;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.18);
  border-radius: 20px;
  padding: 6px 16px;
  font-size: 12px;
  color: rgba(255,255,255,0.8);
  font-weight: 500;
  letter-spacing: 0.03em;
  margin-bottom: 1.5rem;
}

.welcome-title {
  font-family: var(--font-display);
  font-size: clamp(2rem, 4.5vw, 3.2rem);
  color: #fff;
  line-height: 1.2;
  margin-bottom: 1.25rem;
  font-weight: 700;
}

.welcome-title-accent {
  color: #5CDAB2;
}

.welcome-desc {
  font-size: 16px;
  color: rgba(255,255,255,0.72);
  line-height: 1.75;
  max-width: 520px;
  margin-bottom: 2.25rem;
}

.welcome-actions {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 1rem;
}

.welcome-note {
  font-size: 12px;
  color: rgba(255,255,255,0.5);
  line-height: 1.55;
}

/* Hero card stack */
.welcome-hero-graphic {
  display: flex;
  justify-content: center;
  align-items: center;
  position: relative;
}

.hero-card-stack {
  position: relative;
  width: 280px;
}

.hero-mini-card {
  background: rgba(255,255,255,0.10);
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  margin-bottom: -20px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.25);
  position: relative;
  z-index: 2;
}

.hero-mini-card.secondary {
  background: rgba(255,255,255,0.07);
  margin-left: 24px;
  z-index: 1;
}

.hero-mini-label {
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.45);
  margin-bottom: 8px;
}

.hero-mini-amount {
  font-size: 28px;
  font-weight: 700;
  color: #fff;
  font-feature-settings: "tnum";
  margin-bottom: 4px;
}

.hero-mini-amount.refund { color: #5CDAB2; }
.hero-mini-amount.owe    { color: #F28B82; }

.hero-mini-sub {
  font-size: 12px;
  color: rgba(255,255,255,0.5);
}

.hero-badge-float {
  position: absolute;
  right: -16px;
  top: -12px;
  background: #fff;
  border-radius: 20px;
  padding: 6px 14px;
  font-size: 11px;
  font-weight: 600;
  color: var(--navy);
  box-shadow: 0 4px 16px rgba(0,0,0,0.2);
  display: flex;
  align-items: center;
  gap: 6px;
  z-index: 10;
}

.hero-badge-icon {
  font-size: 14px;
}

/* ============================================================
   HOW IT WORKS
============================================================ */

.how-section {
  background: var(--white);
  padding: 5rem 1.5rem;
  border-bottom: 1px solid var(--border);
  width: 100%;
}

.how-inner {
  max-width: 900px;
  margin: 0 auto;
}

.section-label-row {
  margin-bottom: 3rem;
}

.section-label-row.centered {
  text-align: center;
}

.section-overline {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 10px;
}

.section-heading {
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 3vw, 2.1rem);
  color: var(--navy);
  font-weight: 700;
  line-height: 1.25;
}

.section-subhead {
  font-size: 15px;
  color: var(--text-muted);
  max-width: 560px;
  margin: 1rem auto 0;
  line-height: 1.7;
}

.how-steps {
  display: flex;
  align-items: flex-start;
  gap: 0;
}

@media (max-width: 700px) {
  .how-steps {
    flex-direction: column;
    gap: 2rem;
  }
  .how-connector {
    display: none;
  }
}

.how-step {
  flex: 1;
  text-align: center;
  padding: 0 1.5rem;
}

.how-step-num {
  font-family: var(--font-display);
  font-size: 42px;
  font-weight: 700;
  color: var(--border);
  line-height: 1;
  margin-bottom: 0.5rem;
}

.how-step-icon {
  font-size: 28px;
  margin-bottom: 0.75rem;
}

.how-step-title {
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}

.how-step-desc {
  font-size: 13px;
  color: var(--text-muted);
  line-height: 1.6;
}

.how-connector {
  flex-shrink: 0;
  width: 50px;
  height: 2px;
  background: var(--border);
  margin-top: 68px;
}

.how-cta-row {
  text-align: center;
  margin-top: 3rem;
}

/* ============================================================
   WHY GBS
============================================================ */

.why-section {
  background: var(--bg-soft);
  padding: 5rem 1.5rem;
  border-bottom: 1px solid var(--border);
  width: 100%;
}

.why-inner {
  max-width: 1100px;
  margin: 0 auto;
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.25rem;
  margin-top: 3rem;
}

.why-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition), transform var(--transition);
}

.why-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.why-icon {
  font-size: 26px;
  margin-bottom: 1rem;
}

.why-title {
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}

.why-desc {
  font-size: 13px;
  color: var(--text-muted);
  line-height: 1.65;
}

/* ============================================================
   TRUST BAR
============================================================ */

.trust-section {
  background: var(--navy);
  padding: 1.5rem;
  width: 100%;
}

.trust-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 6px 24px;
}

.trust-icon {
  font-size: 16px;
}

.trust-text {
  font-size: 13px;
  color: rgba(255,255,255,0.72);
  font-weight: 500;
}

.trust-divider {
  width: 1px;
  height: 24px;
  background: rgba(255,255,255,0.12);
}

@media (max-width: 640px) {
  .trust-divider { display: none; }
  .trust-item    { padding: 6px 14px; }
}

/* ============================================================
   BUTTONS
============================================================ */

.btn-hero {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: #fff;
  color: var(--navy);
  padding: 16px 34px;
  border-radius: var(--radius);
  font-size: 15px;
  font-weight: 700;
  border: none;
  cursor: pointer;
  transition: background var(--transition), transform var(--transition), box-shadow var(--transition);
  font-family: var(--font-sans);
  box-shadow: 0 4px 20px rgba(0,0,0,0.18);
  letter-spacing: -0.01em;
}

.btn-hero:hover {
  background: var(--blue-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(0,0,0,0.22);
}

.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--blue);
  color: #fff;
  padding: 12px 26px;
  border-radius: var(--radius);
  font-size: 14px;
  font-weight: 600;
  border: none;
  cursor: pointer;
  transition: background var(--transition), transform var(--transition);
  font-family: var(--font-sans);
}

.btn-primary:hover {
  background: var(--navy-light);
  transform: translateY(-1px);
}

.btn-secondary {
  padding: 11px 22px;
  border-radius: var(--radius);
  border: 1px solid var(--border-mid);
  background: var(--white);
  color: var(--text-mid);
  font-size: 14px;
  font-weight: 500;
  cursor: pointer;
  transition: border-color var(--transition), color var(--transition);
  font-family: var(--font-sans);
}

.btn-secondary:hover {
  border-color: var(--blue);
  color: var(--blue);
}

.btn-ghost {
  padding: 11px 20px;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: transparent;
  color: var(--text-muted);
  font-size: 14px;
  cursor: pointer;
  transition: all var(--transition);
  font-family: var(--font-sans);
}

.btn-ghost:hover {
  border-color: var(--text-muted);
  color: var(--text);
}

.btn-action {
  padding: 9px 18px;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: var(--white);
  color: var(--text-mid);
  font-size: 13px;
  cursor: pointer;
  transition: all var(--transition);
  font-family: var(--font-sans);
}

.btn-action:hover {
  border-color: var(--blue);
  color: var(--blue);
}

/* ============================================================
   FORM SCREEN
============================================================ */

.form-wrap {
  max-width: 840px;
  margin: 0 auto;
  padding: 3rem 1.5rem 5rem;
}

.form-page-header {
  margin-bottom: 2rem;
}

.form-page-eyebrow {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 8px;
}

.form-page-title {
  font-family: var(--font-display);
  font-size: 26px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 6px;
}

.form-page-desc {
  font-size: 14px;
  color: var(--text-muted);
}

.req-star {
  color: var(--blue);
  margin-left: 1px;
}

/* Form sections */
.form-section {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  margin-bottom: 1.5rem;
  box-shadow: var(--shadow);
}

.form-section-head {
  background: var(--slate-light);
  border-bottom: 1px solid var(--border);
  padding: 14px 22px;
  display: flex;
  align-items: center;
  gap: 12px;
}

.section-head-text {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.section-icon {
  width: 32px;
  height: 32px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
  flex-shrink: 0;
}

.blue-icon { background: var(--blue-light); }
.teal-icon { background: var(--teal-light); }
.gold-icon { background: var(--gold-light); }

.section-title {
  font-size: 13px;
  font-weight: 700;
  color: var(--text);
}

.section-subtitle {
  font-size: 11px;
  color: var(--text-muted);
}

.form-section-body {
  padding: 22px;
}

/* Field layouts */
.field-row {
  display: grid;
  gap: 18px;
  margin-bottom: 18px;
}

.field-row:last-child {
  margin-bottom: 0;
}

.field-row.cols-2 { grid-template-columns: 1fr 1fr; }
.field-row.cols-3 { grid-template-columns: 1fr 1fr 1fr; }

@media (max-width: 640px) {
  .field-row.cols-2,
  .field-row.cols-3 { grid-template-columns: 1fr; }
}

.field-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.field-label {
  font-size: 11px;
  font-weight: 700;
  color: var(--text-mid);
  text-transform: uppercase;
  letter-spacing: 0.055em;
}

.field-hint {
  font-size: 11px;
  color: var(--text-light);
  line-height: 1.4;
}

/* Inputs */
input[type="number"],
input[type="text"],
input[type="email"],
input[type="tel"],
textarea {
  width: 100%;
  padding: 10px 14px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  font-family: var(--font-sans);
  font-size: 14px;
  color: var(--text);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
  appearance: none;
  -webkit-appearance: none;
  line-height: 1.5;
}

textarea {
  resize: vertical;
  min-height: 80px;
}

input:focus,
textarea:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(26,86,160,0.1);
}

input::placeholder,
textarea::placeholder {
  color: var(--text-light);
}

input.error-field {
  border-color: var(--red);
  box-shadow: 0 0 0 3px rgba(184,50,50,0.09);
}

/* Select */
.select-wrap {
  position: relative;
}

.select-wrap::after {
  content: '▾';
  position: absolute;
  right: 13px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--text-muted);
  pointer-events: none;
  font-size: 12px;
}

.select-wrap select {
  width: 100%;
  padding: 10px 34px 10px 14px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  font-family: var(--font-sans);
  font-size: 14px;
  color: var(--text);
  background: var(--white);
  appearance: none;
  -webkit-appearance: none;
  cursor: pointer;
  outline: none;
  transition: border-color var(--transition), box-shadow var(--transition);
}

.select-wrap select:focus {
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(26,86,160,0.1);
}

.select-wrap select.error-field {
  border-color: var(--red);
}

/* Dollar input */
.dollar-input {
  position: relative;
}

.dollar-input::before {
  content: '$';
  position: absolute;
  left: 13px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--text-muted);
  font-size: 14px;
  pointer-events: none;
  z-index: 1;
}

.dollar-input input {
  padding-left: 28px;
}

/* Radio buttons */
.radio-group {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
}

.radio-opt {
  cursor: pointer;
  position: relative;
}

.radio-opt input[type="radio"] {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
}

.radio-label {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 9px 18px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  font-size: 13px;
  color: var(--text-mid);
  cursor: pointer;
  transition: all var(--transition);
  user-select: none;
  font-weight: 500;
}

.radio-label::before {
  content: '';
  width: 15px;
  height: 15px;
  border-radius: 50%;
  border: 2px solid var(--border-mid);
  flex-shrink: 0;
  transition: all var(--transition);
}

.radio-opt input:checked + .radio-label {
  border-color: var(--blue);
  background: var(--blue-light);
  color: var(--blue);
  font-weight: 600;
}

.radio-opt input:checked + .radio-label::before {
  border-color: var(--blue);
  background: var(--blue);
  box-shadow: inset 0 0 0 3px var(--blue-light);
}

/* Info callout */
.info-callout {
  background: var(--blue-light);
  border: 1px solid var(--blue-border);
  border-radius: var(--radius);
  padding: 12px 16px;
  font-size: 13px;
  color: var(--navy-mid);
  line-height: 1.6;
  display: flex;
  gap: 10px;
  align-items: flex-start;
  margin-bottom: 18px;
}

.callout-icon {
  color: var(--blue);
  font-size: 15px;
  flex-shrink: 0;
}

/* Form errors */
.form-errors {
  background: var(--red-light);
  border: 1px solid var(--red-border);
  border-radius: var(--radius);
  padding: 14px 18px;
  margin-bottom: 1.25rem;
}

.errors-title {
  font-size: 13px;
  font-weight: 700;
  color: var(--red);
  margin-bottom: 8px;
}

.errors-list {
  padding-left: 18px;
}

.errors-list li {
  font-size: 13px;
  color: var(--red);
  margin-bottom: 3px;
  line-height: 1.5;
}

/* Form actions */
.form-actions {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  padding-top: 1.5rem;
  flex-wrap: wrap;
}

.form-actions-right {
  display: flex;
  gap: 10px;
  align-items: center;
}

/* ============================================================
   RESULTS SCREEN
============================================================ */

.results-wrap {
  max-width: 940px;
  margin: 0 auto;
  padding: 3rem 1.5rem 5rem;
}

.results-page-header {
  margin-bottom: 1.75rem;
}

.results-page-eyebrow {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 8px;
}

.results-page-title {
  font-family: var(--font-display);
  font-size: 26px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 4px;
}

.results-page-desc {
  font-size: 14px;
  color: var(--text-muted);
}

/* Disclaimer banner */
.disclaimer-banner {
  background: var(--gold-light);
  border: 1px solid var(--gold-border);
  border-radius: var(--radius);
  padding: 12px 18px;
  font-size: 12.5px;
  color: #6B4A00;
  display: flex;
  gap: 10px;
  align-items: flex-start;
  margin-bottom: 1.75rem;
  line-height: 1.6;
}

.banner-icon {
  font-size: 15px;
  flex-shrink: 0;
  margin-top: 1px;
}

/* Hero result */
.result-hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: var(--radius-xl);
  padding: 2.25rem 2.5rem;
  margin-bottom: 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
  flex-wrap: wrap;
  box-shadow: var(--shadow-lg);
  position: relative;
  overflow: hidden;
}

.result-hero::after {
  content: '';
  position: absolute;
  right: -60px;
  top: -60px;
  width: 240px;
  height: 240px;
  border-radius: 50%;
  background: rgba(255,255,255,0.03);
  pointer-events: none;
}

.result-hero-left {
  position: relative;
  z-index: 1;
}

.result-hero-eyebrow {
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.42);
  margin-bottom: 12px;
}

.result-hero-amount {
  font-family: var(--font-display);
  font-size: clamp(2.5rem, 6vw, 4rem);
  font-weight: 700;
  color: #5CDAB2;
  line-height: 1;
  margin-bottom: 10px;
  font-feature-settings: "tnum";
}

.result-hero-amount.owe {
  color: #F28B82;
}

.result-hero-status {
  font-size: 15px;
  color: rgba(255,255,255,0.65);
  font-weight: 400;
}

.result-confidence {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.13);
  border-radius: var(--radius-lg);
  padding: 20px 24px;
  min-width: 165px;
  text-align: center;
  flex-shrink: 0;
  position: relative;
  z-index: 1;
}

.confidence-label {
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.38);
  margin-bottom: 8px;
}

.confidence-score {
  font-size: 22px;
  font-weight: 700;
  color: #5CDAB2;
  margin-bottom: 5px;
}

.confidence-score.moderate { color: #FAC75A; }
.confidence-score.low      { color: #F28B82; }

.confidence-desc {
  font-size: 11px;
  color: rgba(255,255,255,0.38);
  line-height: 1.45;
}

/* Breakdown grid */
.breakdown-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 1.1rem;
  margin-bottom: 1.75rem;
}

@media (max-width: 720px) {
  .breakdown-grid {
    grid-template-columns: 1fr;
  }
}

.breakdown-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.4rem;
  box-shadow: var(--shadow);
  transition: box-shadow var(--transition);
}

.breakdown-card:hover {
  box-shadow: var(--shadow-md);
}

.combined-card {
  border: 2px solid var(--navy);
  background: var(--bg-soft);
}

.breakdown-header {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 14px;
}

.breakdown-flag {
  font-size: 18px;
}

.breakdown-type {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--text-muted);
}

.breakdown-rows {
  list-style: none;
}

.breakdown-rows li {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 12.5px;
  padding: 5px 0;
  border-bottom: 1px solid var(--slate-mid);
  color: var(--text-mid);
  gap: 8px;
}

.breakdown-rows li:last-child {
  border-bottom: none;
}

.breakdown-rows li .brow-val {
  font-feature-settings: "tnum";
  font-weight: 600;
  color: var(--text);
  white-space: nowrap;
}

.breakdown-total {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 14px;
  font-weight: 700;
  padding: 11px 0 0;
  border-top: 2px solid var(--border);
  margin-top: 10px;
  gap: 8px;
}

.breakdown-total .total-val {
  font-feature-settings: "tnum";
  font-size: 15px;
}

.breakdown-total .total-val.refund { color: var(--teal); }
.breakdown-total .total-val.owe    { color: var(--red); }
.breakdown-total .total-val.none   { color: var(--text-muted); }

.combined-total {
  font-size: 16px;
}

/* Results sections */
.results-section {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  margin-bottom: 1.5rem;
  box-shadow: var(--shadow);
}

.results-section-header {
  background: var(--slate-light);
  border-bottom: 1px solid var(--border);
  padding: 15px 22px;
  display: flex;
  align-items: center;
  gap: 12px;
}

.results-section-icon {
  width: 34px;
  height: 34px;
  border-radius: 9px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  flex-shrink: 0;
}

.icon-blue  { background: var(--blue-light); }
.icon-teal  { background: var(--teal-light); }
.icon-gold  { background: var(--gold-light); }
.icon-green { background: var(--green-light); }
.icon-red   { background: var(--red-light); }

.results-section-title {
  font-size: 14px;
  font-weight: 700;
  color: var(--text);
}

.results-section-sub {
  font-size: 11px;
  color: var(--text-muted);
  margin-top: 2px;
}

.results-section-body {
  padding: 22px;
}

/* Prose */
.prose-block p {
  font-size: 14px;
  color: var(--text-mid);
  line-height: 1.78;
  margin-bottom: 0.9rem;
}

.prose-block p:last-child {
  margin-bottom: 0;
}

/* Drivers */
.drivers-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

@media (max-width: 600px) {
  .drivers-grid {
    grid-template-columns: 1fr;
  }
}

.driver-card {
  background: var(--slate-light);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 16px;
  transition: box-shadow var(--transition);
}

.driver-card:hover {
  box-shadow: var(--shadow-sm);
}

.driver-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 7px;
}

.driver-label {
  font-size: 12px;
  font-weight: 700;
  color: var(--text);
}

.driver-value {
  font-size: 13px;
  font-weight: 700;
  color: var(--blue);
  white-space: nowrap;
  font-feature-settings: "tnum";
}

.driver-explanation {
  font-size: 12px;
  color: var(--text-muted);
  line-height: 1.58;
}

/* What could change */
.changes-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.change-item {
  display: flex;
  gap: 13px;
  align-items: flex-start;
  padding: 13px 15px;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  background: var(--slate-light);
  transition: box-shadow var(--transition);
}

.change-item:hover {
  box-shadow: var(--shadow-sm);
}

.change-impact {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  font-weight: 700;
  flex-shrink: 0;
  margin-top: 1px;
}

.change-impact.positive { background: var(--green-light); color: var(--green); }
.change-impact.negative { background: var(--red-light);   color: var(--red); }
.change-impact.neutral  { background: var(--gold-light);  color: var(--gold); }

.change-body {
  flex: 1;
  min-width: 0;
}

.change-label {
  font-size: 13px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 4px;
}

.change-detail {
  font-size: 12px;
  color: var(--text-muted);
  line-height: 1.58;
}

/* Recommendations */
.recs-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.rec-card {
  border-radius: var(--radius);
  border-left: 4px solid var(--blue);
  padding: 16px 18px;
  transition: box-shadow var(--transition);
}

.rec-card:hover {
  box-shadow: var(--shadow-sm);
}

.rec-card.priority-high     { border-left-color: var(--red);  background: var(--red-light); }
.rec-card.priority-medium   { border-left-color: var(--gold); background: var(--gold-light); }
.rec-card.priority-standard { border-left-color: var(--blue); background: var(--blue-light); }

.rec-badge {
  display: inline-block;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 7px;
  padding: 3px 9px;
  border-radius: 10px;
}

.rec-badge.high     { background: var(--red-light);  color: var(--red);  border: 1px solid var(--red-border); }
.rec-badge.medium   { background: var(--gold-light); color: var(--gold); border: 1px solid var(--gold-border); }
.rec-badge.standard { background: var(--blue-light); color: var(--blue); border: 1px solid var(--blue-border); }

.rec-title {
  font-size: 13px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 6px;
}

.rec-body {
  font-size: 12.5px;
  color: var(--text-mid);
  line-height: 1.65;
}

/* ============================================================
   LEAD CAPTURE SECTION
============================================================ */

.lead-section {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: var(--radius-xl);
  overflow: hidden;
  margin-bottom: 1.75rem;
  box-shadow: var(--shadow-lg);
}

.lead-inner {
  display: grid;
  grid-template-columns: 1fr 400px;
  gap: 0;
  align-items: stretch;
}

@media (max-width: 860px) {
  .lead-inner {
    grid-template-columns: 1fr;
  }
}

/* Left: value prop */
.lead-content {
  padding: 3rem 2.5rem;
  display: flex;
  flex-direction: column;
  gap: 0;
}

.lead-eyebrow {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: #7EB6FF;
  margin-bottom: 12px;
}

.lead-title {
  font-family: var(--font-display);
  font-size: clamp(1.4rem, 2.5vw, 1.9rem);
  color: #fff;
  font-weight: 700;
  line-height: 1.25;
  margin-bottom: 14px;
}

.lead-desc {
  font-size: 14px;
  color: rgba(255,255,255,0.65);
  line-height: 1.75;
  margin-bottom: 1.75rem;
  max-width: 380px;
}

.lead-benefits {
  list-style: none;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px 16px;
  margin-bottom: 2rem;
}

@media (max-width: 480px) {
  .lead-benefits {
    grid-template-columns: 1fr;
  }
}

.lead-benefits li {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: rgba(255,255,255,0.78);
  font-weight: 500;
}

.lead-check {
  color: #5CDAB2;
  font-size: 14px;
  flex-shrink: 0;
}

.lead-trust {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  color: rgba(255,255,255,0.42);
  line-height: 1.5;
  margin-top: auto;
}

/* Right: form panel */
.lead-form-wrap {
  background: var(--white);
  padding: 2.5rem 2rem;
  border-left: 1px solid rgba(255,255,255,0.08);
}

@media (max-width: 860px) {
  .lead-form-wrap {
    border-left: none;
    border-top: 1px solid rgba(255,255,255,0.1);
  }
}

.lead-form-header {
  margin-bottom: 1.5rem;
}

.lead-form-title {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 5px;
}

.lead-form-sub {
  font-size: 12.5px;
  color: var(--text-muted);
  line-height: 1.5;
}

.lead-form {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.lead-field-group {
  display: flex;
  flex-direction: column;
  gap: 5px;
}

.lead-field-label {
  font-size: 11px;
  font-weight: 700;
  color: var(--text-mid);
  text-transform: uppercase;
  letter-spacing: 0.055em;
}

/* Lead form errors */
.lead-errors {
  background: var(--red-light);
  border: 1px solid var(--red-border);
  border-radius: var(--radius);
  padding: 11px 14px;
}

.lead-errors-list {
  padding-left: 16px;
}

.lead-errors-list li {
  font-size: 12.5px;
  color: var(--red);
  line-height: 1.5;
  margin-bottom: 2px;
}

/* Submit button */
.btn-lead-submit {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  background: var(--navy);
  color: #fff;
  padding: 14px 20px;
  border-radius: var(--radius);
  font-size: 14px;
  font-weight: 700;
  border: none;
  cursor: pointer;
  transition: background var(--transition), transform var(--transition);
  font-family: var(--font-sans);
  margin-top: 4px;
  letter-spacing: -0.01em;
}

.btn-lead-submit:hover {
  background: var(--blue);
  transform: translateY(-1px);
}

.btn-lead-submit:disabled {
  opacity: 0.72;
  cursor: not-allowed;
  transform: none;
}

.lead-form-note {
  font-size: 11px;
  color: var(--text-light);
  text-align: center;
  line-height: 1.5;
}

/* Success state */
.lead-success {
  text-align: center;
  padding: 2.5rem 1.5rem;
}

.lead-success-icon {
  font-size: 48px;
  margin-bottom: 1.25rem;
}

.lead-success-title {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
}

.lead-success-desc {
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.68;
  margin-bottom: 1rem;
}

.lead-success-meta {
  font-size: 11px;
  color: var(--text-light);
  font-family: monospace;
}

/* ============================================================
   CTA SECTION
============================================================ */

.cta-section {
  background: var(--blue);
  border-radius: var(--radius-lg);
  padding: 2.5rem 2.25rem;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 2.5rem;
  align-items: center;
  margin-bottom: 1.75rem;
  box-shadow: var(--shadow-md);
  position: relative;
  overflow: hidden;
}

.cta-section::after {
  content: '';
  position: absolute;
  right: -50px;
  top: -50px;
  width: 200px;
  height: 200px;
  border-radius: 50%;
  background: rgba(255,255,255,0.05);
  pointer-events: none;
}

@media (max-width: 640px) {
  .cta-section {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }
}

.cta-content {
  position: relative;
  z-index: 1;
}

.cta-eyebrow {
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.55);
  margin-bottom: 10px;
}

.cta-title {
  font-family: var(--font-display);
  font-size: 20px;
  color: #fff;
  font-weight: 700;
  margin-bottom: 10px;
  line-height: 1.3;
}

.cta-context {
  font-size: 14px;
  color: rgba(255,255,255,0.68);
  line-height: 1.68;
  max-width: 460px;
  margin-bottom: 1.1rem;
}

.cta-perks {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.cta-perks li {
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: 20px;
  padding: 4px 13px;
  font-size: 12px;
  color: rgba(255,255,255,0.8);
  font-weight: 500;
}

.cta-actions {
  display: flex;
  flex-direction: column;
  gap: 10px;
  min-width: 210px;
  position: relative;
  z-index: 1;
}

.btn-cta-primary {
  background: #fff;
  color: var(--blue);
  padding: 14px 22px;
  border-radius: var(--radius);
  font-size: 14px;
  font-weight: 700;
  border: none;
  cursor: pointer;
  text-align: center;
  font-family: var(--font-sans);
  transition: background var(--transition), transform var(--transition);
  line-height: 1.3;
}

.btn-cta-primary:hover {
  background: var(--blue-light);
  transform: translateY(-1px);
}

.btn-cta-secondary {
  background: transparent;
  color: rgba(255,255,255,0.75);
  padding: 12px 22px;
  border-radius: var(--radius);
  font-size: 13px;
  border: 1px solid rgba(255,255,255,0.22);
  cursor: pointer;
  text-align: center;
  font-family: var(--font-sans);
  transition: all var(--transition);
  font-weight: 500;
}

.btn-cta-secondary:hover {
  border-color: rgba(255,255,255,0.55);
  color: #fff;
}

/* ============================================================
   DISCLAIMER SECTION
============================================================ */

.disclaimer-section {
  border-color: var(--border);
}

.disclaimer-list {
  padding-left: 0;
  list-style: none;
}

.disclaimer-list li {
  font-size: 12.5px;
  color: var(--text-muted);
  line-height: 1.65;
  padding: 6px 0;
  border-bottom: 1px solid var(--slate-mid);
  display: flex;
  gap: 10px;
  align-items: flex-start;
}

.disclaimer-list li::before {
  content: '•';
  color: var(--text-light);
  flex-shrink: 0;
  font-size: 14px;
  line-height: 1.5;
}

.disclaimer-list li:last-child {
  border-bottom: none;
}

/* ============================================================
   ACTION BAR
============================================================ */

.action-bar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 1.75rem;
}

.action-bar-left {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

.action-bar-right {
  display: flex;
  align-items: center;
}

.action-bar-meta {
  font-size: 12px;
  color: var(--text-muted);
}

/* ============================================================
   LEGAL FOOTER (inside results)
============================================================ */

.legal-footer {
  font-size: 11.5px;
  color: var(--text-light);
  line-height: 1.7;
  text-align: center;
  max-width: 700px;
  margin: 0 auto;
}

/* ============================================================
   SITE FOOTER
============================================================ */

.site-footer {
  background: var(--navy);
  margin-top: 5rem;
  width: 100%;
}

.footer-inner {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

.footer-top {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 2rem;
  padding: 3rem 0 2rem;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  flex-wrap: wrap;
}

.footer-brand-block {
  display: flex;
  align-items: center;
  gap: 12px;
}

.footer-logo {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--blue-mid), var(--teal));
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 20px;
  color: #fff;
  flex-shrink: 0;
}

.footer-brand-name {
  font-size: 14px;
  font-weight: 700;
  color: rgba(255,255,255,0.85);
}

.footer-brand-tagline {
  font-size: 12px;
  color: rgba(255,255,255,0.38);
  margin-top: 2px;
}

.footer-links {
  display: flex;
  gap: 3rem;
  flex-wrap: wrap;
}

.footer-link-group {
  min-width: 130px;
}

.footer-link-title {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.45);
  margin-bottom: 12px;
}

.footer-link {
  font-size: 13px;
  color: rgba(255,255,255,0.58);
  margin-bottom: 8px;
  cursor: pointer;
  transition: color var(--transition);
}

.footer-link:hover {
  color: rgba(255,255,255,0.88);
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1.25rem 0;
  gap: 1rem;
  flex-wrap: wrap;
}

.footer-legal {
  font-size: 12px;
  color: rgba(255,255,255,0.35);
}

.footer-disclaimer {
  font-size: 11px;
  color: rgba(255,255,255,0.25);
}

/* ============================================================
   UTILITY
============================================================ */

.text-refund { color: var(--teal); }
.text-owe    { color: var(--red); }
.text-muted  { color: var(--text-muted); }

.cta-urgent-btn {
  background: linear-gradient(135deg, #ff3b30, #d62828);
  color: #fff;
  font-weight: 700;
  font-size: 15px;
  padding: 12px 18px;
  border: none;
  border-radius: 8px;
  cursor: pointer;
  box-shadow: 0 4px 12px rgba(214, 40, 40, 0.35);
  transition: all 0.2s ease-in-out;
}

.cta-urgent-btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 16px rgba(214, 40, 40, 0.5);
  background: linear-gradient(135deg, #ff2d20, #b91c1c);
}
.cta-subtext {
  font-size: 12px;
  margin-top: 6px;
  color: #6b7280;
  font-weight: 500;
}
.taxpro-banner {
  border-radius: 14px;
  padding: 18px;
  margin-top: 16px;
  border: 1px solid transparent;
}

.taxpro-banner-high {
  background: #fff1f2;
  border-color: #fecdd3;
}

.taxpro-banner-medium {
  background: #fffbeb;
  border-color: #fde68a;
}

.taxpro-banner-low {
  background: #ecfdf5;
  border-color: #a7f3d0;
}

.taxpro-banner-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 10px;
}

.taxpro-banner-status {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 700;
  font-size: 13px;
}

.taxpro-status-dot {
  width: 10px;
  height: 10px;
  border-radius: 999px;
  display: inline-block;
  background: currentColor;
}

.taxpro-banner-high .taxpro-status-label,
.taxpro-banner-high .taxpro-status-dot {
  color: #b91c1c;
}

.taxpro-banner-medium .taxpro-status-label,
.taxpro-banner-medium .taxpro-status-dot {
  color: #b45309;
}

.taxpro-banner-low .taxpro-status-label,
.taxpro-banner-low .taxpro-status-dot {
  color: #047857;
}

.taxpro-banner-mini {
  font-size: 12px;
  color: #6b7280;
  font-weight: 600;
}

.taxpro-banner-title {
  font-size: 20px;
  font-weight: 800;
  margin-bottom: 8px;
  color: #111827;
}

.taxpro-banner-body {
  font-size: 14px;
  line-height: 1.5;
  color: #1f2937;
  margin-bottom: 10px;
}

.taxpro-banner-reason {
  font-size: 13px;
  font-weight: 600;
  color: #374151;
  margin-bottom: 14px;
}

.taxpro-banner-actions {
  margin-top: 10px;
}

.cta-urgent-btn {
  background: linear-gradient(135deg, #ff3b30, #d62828);
  color: #fff;
  font-weight: 800;
  font-size: 15px;
  padding: 12px 18px;
  border: none;
  border-radius: 8px;
  cursor: pointer;
  box-shadow: 0 4px 12px rgba(214, 40, 40, 0.35);
  transition: all 0.2s ease-in-out;
}

.cta-urgent-btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 16px rgba(214, 40, 40, 0.5);
  background: linear-gradient(135deg, #ff2d20, #b91c1c);
}

.cta-subtext {
  font-size: 12px;
  margin-top: 6px;
  color: #6b7280;
  font-weight: 500;
}

/* ===== Premium Card Polish ===== */
.card {
  border-radius: 22px;
  box-shadow: 0 18px 40px rgba(15, 44, 86, 0.06);
  transition: all 0.2s ease;
}

.card:hover {
  transform: translateY(-2px);
  box-shadow: 0 22px 45px rgba(15, 44, 86, 0.10);
}

/* ===== Summary Box Hover Effect ===== */
.summary-box {
  transition: all 0.2s ease;
}

.summary-box:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 20px rgba(15, 44, 86, 0.12);
}